# RewardsPilot for construction and trades: points on materials, subcontractors and payroll

Figures from members in the sector, 2026-10-01.

Construction and trades are RewardsPilot's largest group of members: builders, groundworkers, decorators, flooring, mechanical and electrical contractors. They put materials invoices, subcontractor payments and payroll through the programme and earn 4 RewardsPilot points per £1 of net spend, on bills they were paying anyway.

## The bills that earn

- Materials and builders' merchants' invoices
- Subcontractor payments
- Plant and equipment hire
- Payroll through CrestPay
- VAT and PAYE bills

## What members in the sector do

- One decorating and spray-finishing contractor put £87,000 of supplier invoices through in its first weeks.
- An industrial flooring specialist put £68,000 of supplier invoices and £30,000 of payroll through in a month.
- An engineering firm funds £120,000 a month of payroll through CrestPay and earns on all of it.
- Around 18 of RewardsPilot's members are construction, trades or engineering businesses.

Figures are RewardsPilot members' own, rounded, with no business named.

## A typical month

| Supplier bills | Payroll | HMRC bills | Eligible spend | Points a month | Points a year | Or cash a month |
|---|---|---|---|---|---|---|
| £60,000 | £30,000 | £15,000 | £105,000 | 420,000 | 5,040,000 | £3,150 |

A month of £60,000 supplier bills, £30,000 payroll and £15,000 HMRC bills is £105,000 of eligible spend: 420,000 points a month, 5,040,000 a year, or £3,150 a month as cash. At 4 points per £1 of net spend; each point is one airline mile. Avios calculator: https://www.rewardspilot.co.uk/miles/avios-calculator

## Questions

### Do CIS subcontractor payments count?

Yes. A payment to a subcontractor is a supplier payment. The business keeps operating CIS as normal; RewardsPilot pays the net amount the business instructs, to the subcontractor's account.

### Can a merchant account be paid through RewardsPilot?

Yes. A merchant's monthly statement is a supplier bill: submit it with the pay-by date and the merchant is paid by bank transfer with the account reference.

### How does a construction firm earn points with RewardsPilot?

By paying the bills it already pays through the programme: supplier invoices, payroll through CrestPay, and HMRC bills such as VAT and PAYE. RewardsPilot invoices the business, pays the bill on its behalf, and credits 4 RewardsPilot points per £1 of the net amount when the invoice payment clears.

### Does the supplier or HMRC know the difference?

No. The payee is paid by bank transfer with the business's own reference, on time: RewardsPilot's invoice is due one day before the bill's pay-by date.

### What are the points worth?

Each point transfers to one airline mile, Avios included, for flights, upgrades, hotels and car hire. Or the business sells them back for cash at 3% of the spend behind them, paid within 24 hours. Points never expire.

### What does it cost?

There is no subscription or set-up fee for qualifying clients. RewardsPilot's invoice carries VAT on its service; for a VAT-registered business using it for taxable activities that VAT is intended to be recoverable through the normal VAT return, subject to its own position. This is not tax advice.

Request a call: https://www.rewardspilot.co.uk/request-a-call · Apply: https://www.rewardspilot.co.uk/apply

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Canonical URL: https://www.rewardspilot.co.uk/for/construction
Markdown version: https://www.rewardspilot.co.uk/for/construction.md
Last reviewed: 2026-10-01
Contact: info@rewardspilot.co.uk · 0161 850 2526
YTY LTD trading as RewardsPilot, company number 11880920. Payroll services provided under company number SC576748.
